> For the complete documentation index, see [llms.txt](https://docs.anzen.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.anzen.finance/private-credit/private-securitizations/deal-structures/cash-control.md). # Cash Control Despite all the aforementioned futures, the control and possession of cash is critical to protect investors by ensuring timely delivery of payments and mitigate against fraud and other bad acts. #### Deposit Account Control Agreement Maintaining control over the accounts where the cash flows related to all the underlying assets within the distinct asset pool is critical. As such, in the United States many banks offer bank accounts with a deposit account control agreement (DACA). DACAs enable investors, or a 3rd party acting on their behalf, to either have full control of all funds in the bank account at all times or be able to take control of the bank account under pre-determined scenarios. The latter of these two options is typically called a "Springing DACA". This provides investors greater comfort over having possession of the distinct asset pool via the true sale and is a requirement in order to perfect a security interest in the distinct asset pool. #### Cash Sweeping In the event some cash flows are received into accounts not under a DACA, the originator is required to transfer all cash received into the account within a short set time period into a designed DACA account for the benefit of investors. This type of arrangement is common where investors have both a springing DACA and a full DACA and the springing DACA is on a servicing account where the originator must maintain primary control for a variety of reasons. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.anzen.finance/private-credit/private-securitizations/deal-structures/cash-control.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.